Priyo Nugroho, Anton. “Qualitative Investigation: Exploring the Challenges Faced by Indonesian SMEs in Accessing Financial Services in Sukabumi City”. West Science Interdisciplinary Studies 1, no. 05 (May 31, 2023): 183–193. Accessed September 10, 2024. https://wsj.westscience-press.com/index.php/wsis/article/view/72.